News
Can Your Cell Phone Prove You’re Insured?
We've all seen those movie or TV scenes where someone gets pulled over by police, and is asked for their license and registration. When the scenario plays out in real life, they usually ask for proof of insurance too, especially if there's been an accident. The frazzled driver reaches into their glove compartment and pulls out an old shoelace, instructions on how to work the airbag, and possibly a rubber chicken along with their insurance policy. All this hassle has led many to point out that it could all be so much easier if you could use an electronic device to show proof of your coverage. Although it isn't common practice across the United States, California has recently joined several other states that will accept electronic proof of insurance, which could make digging in that glove box a thing of the past. Another way to make the whole process of [Continue Reading]
Thanks for Voting Us Best of Yolo County
At Wraith, Scarlett & Randolph, we are pleased to have been named The Best Insurance Company in the 2013 Daily Democrat survey of Best of Yolo County. This is a campaign to find the best products and services in Yolo County as voted on by the readers of the Daily Democrat. We would like to thank those who voted for us and express our appreciation for your continued support. Wraith, Scarlett & Randolph traces our roots way back to 1917. As an independent insurance agency, we are able to offer a variety of insurance products from some of the most trusted insurance carriers available. Our goal is always to exceed your expectations and this recent honor of being named Best Insurance Company in Yolo County is an indication we are hitting that goal. If you need help with your personal or business insurance, please feel free to contact us. We are [Continue Reading]
Come to Woodland’s Community Block Party October 11th – Movies on Main Street
If you're looking for a fun family friendly activity for a Friday night, call your friends, gather the family and jump on your bicycles and head to downtown Woodland for Movies on Main Street. On Friday night, October 11, starting at 6 PM, the city of Woodland is hosting a giant block party for the entire community. Though it may be called Movies on Main Street, this party will offer plenty of events for everyone. Main will be closed from First to Third Streets. A movie screen will be set up on Second Street, but people will be able to see the movie on Main. The city encourages would-be attendees to bring low-backed chairs or blankets to sit on for viewing the movie. Disney's “Cars” will be shown starting at sundown. From 6 PM until the movie starts, you'll be able to take part in an abundance of activities in [Continue Reading]
Football Season Has Arrived! Let’s enjoy some tasty treats!
Now that football season is under way, it’s time to gather friends and family over for games. We've found a few quick and easy food recipes to keep in mind for your next football party. 7 Layer Bean Dip If you want something easy and tasty, then this is the way to go. Simply layer the dip in this order: Bean Dip (or refried beans) Guacamole Sour Cream Tomatoes Onions Olives Shredded Cheddar Cheese The nice thing about this is that you can buy all the ingredients already prepared and you can just throw it together with a bag of chips. Chicken Wings You can make this with whatever sauce you prefer, be it BBQ sauce, buffalo or other flavors. Simply put the sauce in a bowl, mix with the chicken wings and let them marinate in the refrigerator overnight. Before your party, grill them until they are done and [Continue Reading]
Grab a Bowl and a Spoon and Get Ready for the Woodland Chamber of Commerce’s Chili Cook-Off
If you love chili and live in the Woodland area, then the 16th annual Woodland Chili Cook-Off is something you should not miss. And here’s what you need to know to attend this fun event. Event Details The event will take place on Saturday, September 21, 2013 at the Yolo County Fairgrounds. The event starts at 11 AM. There will be live entertainment throughout the day provided by Highway 16. There will be craft and food vendors selling chili, hot dogs and other concessions. You Can be a Judge You can buy a tasting kit which includes a ballot so you can vote for your favorite chili, salsa and motorcycle. An official panel of judges will decide the winner of the 2013 Throwdown competition, but you can determine the winner of the People's Choice awards. The cost for tasting kits are $10 and kids 10 and under can get their [Continue Reading]
Woodland Duck Pluck 2013!
The Duck Pluck is coming, the Duck Pluck is coming! If you are not familiar with the Woodland Duck Pluck, get your family and friends together and be a part of this fun-filled fundraiser. Money raised from the event benefit Woodland Healthcare’s Family Birth Center. This is the largest single fundraising event of the entire year for the Woodland Healthcare Foundation. The Woodland Duck Pluck 2013 is moving to a new location. This year’s Duck Pluck will take place in conjunction with Woodland Farmers Market at Woodland Healthcare. This makes it a free, family-friendly event. If you are not familiar, here’s how it works. A maximum of 550 numbered rubber ducks are sold at $100 each. Ducks can be bought by individuals, groups, or businesses. The ducks are put into a pool, and three are plucked at random. First place prize is $10,000, second prize is $1,000 and third prize [Continue Reading]
Headed back to college?
Make sure your valuable property is adequately covered. Typically, if you are living on campus in dorms, your parent’s policy may provide coverage in the event of a theft or fire. If you are living off campus in an apartment you will need to purchase a separate Renters Insurance policy for your property. The landlord’s insurance policy provides insurance for the apartment or home you will be renting, but your personal property is not included in the landlord’s policy. Statistics show college students’ belongings are at a higher risk for theft. If you have a roommate, their renters insurance will not cover your personal items. A standard Renters Insurance provides protection against loss of personal possessions, liability for accidents you are held responsible, and additional living expenses if you need to live somewhere else while the building is being repaired or replaced due to a covered loss. If someone falls [Continue Reading]
Woodland Chamber of Commerce Membership Luncheon
Brad Davis, is the keynote speaker regarding HealthCare Reform. Here are some of the details: September 12, 2013 "Healthcare Reform is upon us, are you ready?" Yolo Fliers Golf & Country Club 17980 County Road 94B Woodland, CA 95695 11:45am-1:15pm $20 Members - $25 Non-Members Reservations Required RSVP by Tuesday, September 10th by 5pm at 530-662-7327 or staff@woodlandchamber.org
A Brief History of the Start of Labor Day
The late 1800’s were contentious times between big companies and the emerging labor unions. Individual states began enacting Labor Day on the first Monday of September to recognize workers and their unions. After a particularly bloody strike against the Pullman Company, Grover Cleveland made the holiday a national one in 1894 to help ease tensions between the sides. It was mainly a political move that apparently didn’t work as Cleveland wasn’t re-elected. Since then however, as a country, we celebrate the American worker every year at this time. The number of workers that are unionized has dropped from over 50% in the 1950’s to less than 12% in 2012. The holiday now serves more as a family and friends social occasion to recognize the end of summer. At Wraith, Scarlett & Randolph Insurance, we recognize the efforts of the American worker. No matter how you decide to recognize the holiday, [Continue Reading]
Are you heading to the lake soon? Make sure your boat has proper coverage!
Recreational boating can be an exhilarating pastime. It is great way to spend time with the family, soak in the summer sun, do fishing and generally be close to nature. If you are headed out to the lake this summer, do not let worries about boat insurance spoil the fun. Regardless of whether your boat is docked or on the water, you need to have watercraft craft insurance to protect you against any losses stemming from damage to the boat or injuries resulting from its use. Insurance policies are available from all major insurance carriers for most kind of personal watercraft (PWC) and recreational boats. Typically, insurance companies offer policies for personal use boats that are up to 26 feet long and $250,0000 in value. Though many homeowners’ insurance policies do provide some coverage for boats, they are typically inadequate and do not always cover boating injuries or certain accidents [Continue Reading]
Refreshing Summer Appetizers!
Now that summer is in full swing, it’s time to cook up some truly delicious summer recipes. No matter if it’s an intimate family gather or if you’re throwing parties for birthdays or other occasions, certain appetizers make the best and tastiest summer dishes. Check out these fresh, tasty appetizer recipes. Artichokes with Roasted Garlic-Wine Dip The flavor of artichokes is only rivaled by the experience of tearing off a leaf and eating the tender flesh. To enhance the experience there is the dipping sauce made better with the sweet flavor and creamy texture of roasted garlic. Dill and Beet-Cured Salmon with Cucumber Salad This is a dish that will warrant repeated requests. Contrasting the crisp, cool cucumber salad with the fresh dill and beets, and combining them with wild Pacific Northwest salmon makes this the perfect summer dish. Nectarine and Radish Salsa The possibilities are endless with this condiment [Continue Reading]
Review your motorcycle before going on that summer cruise!
The summer means taking your motorcycle out of the garage and onto the road. With the heat and nothing but the open road ahead of you, it is tempting to simply turn your bike on and start riding. However, before you head out with you friends, there are a few tips to keep you safe when you go cruising. First and foremost, make sure that you obtain, if you haven’t already, motorcycle insurance. Oftentimes, insurance for bikes is reduced or dropped during the colder months. Ensure you have proper coverage before riding. Conduct a pre-ride inspection that includes checking the kickstand, chassis and chain, oils and fluids, lights accessories, controls, and tires. Over or under-inflated tires can mean poor stability and handling, so check your tire pressure. Make sure the shifter, front and rear brakes, clutch, and throttle are all working properly. Check all switches and electrical equipment, turn signals, [Continue Reading]
The Woodland Farmers Market
Every Tuesday and Saturday throughout the summer, the Woodland Farmers Market brings fresh produce to Northern California. The marketplace is located at Woodland Healthcare on Tuesday from 4:30 pm to 7 pm, and at Heritage Plaza on Saturday from 9 am to noon. Friends and family members come out for the fresh produce and find refreshing fun in the meantime. You will only find locally grown produce for sale at the Woodland Farmers Market. Additionally, the market features home grown items including freshly laid eggs, handcrafts and fresh baked artisan breads. Entertainment includes festivals and events, such as the 6th Annual Woodland Tomato Festival scheduled for all day Saturday, August 10. Vendors accept CalFresh EBT cards and WIC food vouchers. Also, for every purchase made during the market season, you have a chance to win a free basket of produce. Don't miss out on these savings opportunities! Come out to [Continue Reading]
Insurance Specially Designed for Farms and Companies in Agricultural and Related Businesses
Farm and agricultural insurance is specifically designed to cover unique situations for those engaged in farming and related agri-businesses. While liability insurance for farms and agri-business is similar to most commercial general liability policies, the perils it protects against are a bit different. The following areas of loss need evaluation with your agri-business insurance representative. Appropriate coverage should become part of your business’s insurance portfolio. Loss of Income Most businesses see fire as a major incident that could shut a business down for a time. Part of their insurance portfolio is a loss of income protection. Basically, the insurance company provides income to the business until it starts up again. Agri-business needs more protection as storms, freezes, and disease can all shut an agri-business down for a season. Check with your insurance agent about this important coverage. Agritainment Insurance Small family farms may offer hayrides to visitors. Have you considered [Continue Reading]
Yolo County Fair: Are you insured?
Next month, the grand annual event is coming once again to the Woodland area: the Yolo County Fair. This is the biggest and oldest of the free gate state fairs in California. The fair will be fun for family and friends as there are events and attractions that will cater to everyone. Running from August 14-18, the Yolo County Fair is sure to bring about plenty of excitement. Every day of the fair there will be performances by musicians such as the Kyle Rowland Blues Band, Mumbo Jumbo, and Walking Spanish. There will also be the Yolo Idol that anyone can participate in. The fair will also hold its seventh Opening Night Gala as well as a Demolition Derby. A variety of fantastic rides for adults and children alike will also be available. One thing that all vendors, exhibitors and entertainers need to have is insurance. The fact is that [Continue Reading]
Welcome to the Wraith, Scarlett & Randolph Insurance Blog!
Thank you for visiting our new blog, your resource for information and tips about saving money on insurance in Northern California. We hope this new site will be useful for everyone who is looking for a good deal on an insurance policy that is able to protect what is important to them. There will be a whole series of articles with helpful suggestions. We recommend that you sign up for Monthly Updates so you don't miss any of the latest articles. Thanks again for visiting. Feel free to connect with us on the major social sites. It's a great way to stay in touch and keep up to date on recent news.
