Our Specialties

Auto Service & Repair Garages

Fairs & Carnivals

Manufacturing

Non-Profits

Technology

Apartments and
Habitational Risks

Safety Services

Auto Service & Repair Garages

WSR Insurance Services is proud to support the auto repair service industry because our local drivers depend on yourquality workmanship. We provide a complete and affordable insurance plan that takes care of you and your valuedcustomers. Damage to a customer’s vehicle, stolen equipment, or an unexpected accident can threaten your day-to-dayoperations and profitability. Let us manage your risk, so you can work on what’s most important to you.

Our Service Commitment:

  • Consistent coverage analysis and recommendations

  • Access to multiple, A-Rated insurance providers. We aren’t beholden to a single exclusive specialty program.

  • Discounts available to ASE and I-Car designated shops

  • Short & Easy application process

  • All policies issued with a faulty workmanship and defective product endorsement

Available Coverages:

  • Garage Liability

  • Garage Keepers Coverage

  • Equipment Coverage

  • Building & Business Interruption

  • Commercial Auto Liability & Physical Damage

  • Umbrella Liability

  • Workers Compensation

  • Dealer plates coverage

  • Employment Practices Liability

  • Cyber & Network Security Breach Liability

  • Employee Benefits – Life & Health

PRODUCT SPECIALIST:
ANDREW DYBA

andrewd@wsrins.com
Phone: 530.662.9181
Fax: 530.662.6452

Fair & Carnivals

WSR Insurance Services is endorsed as the exclusive insurance provider for the Western Fairs Association and its members. Our Western Fairs Association insurance program is designed to provide insurance protection for Concessionaires, Exhibitors & Entertainers.

Program Highlights:

  • Meets State of California requirements

  • Approved by the California Fair Services Authority

  • Insurance provider is rated A+ XV by AM Best Company

  • No Liability Claim Deductible

  • Short & Easy application process

  • Insurance Certificates with quick turn around

  • All Policies issued with State/CFSA required Additional Insured Endorsements

Available Coverages:

  • Commercial Auto Commercial Auto

  • Commercial Trailer – Inland Marine

  • General Liability

  • Liquor Liability

  • Workers Compensation

  • Employee Benefits – Life & Health

  • Directors & Officers Liability

  • Umbrella Liability

PRODUCT SPECIALIST:
CRAIG HUFT

craigh@wsrins.com
Phone: 530.662.9181
Fax: 530.662.6452

Manufacturing

WSR Insurance Services understands the manufacturing industry has many elements. There are potential risks in the daily operations, employees, and long-term profitability. At WSR, our professional agents work closely with you to understand your manufacturing process, analyze your unique risks, and craft an insurance plan that’s relevant and applicable to you. But, we don’t stop once a plan is put into place. We regularly keep you updated on new risk management philosophies. Your manufacturing policy is liquid and can easily adapt with your growing business

Common Industries Served:

  • Auto parts

  • Wood products

  • Plastics

  • Metal working & machine shops

  • Farm & industrial machinery

  • Food products

  • Electronic and electrical equipment

  • Process control instruments

  • Textile

  • and more

Available Coverages:

  • Product Liability

  • Product recall costs to notify and monitor

  • Workers’ Compensation

  • Business continuity planning

  • Equipment breakdown

  • Commercial Cargo Coverage

  • Commercial auto fleet and trucking

  • Pollution and Environmental Liability

  • Employment Practices Liability

  • Cyber and Network Security Breach Liability

  • Directors & Officers Liability

  • Umbrella Liability

  • Foreign Liability

  • Employee benefits – Life & Health

PRODUCT SPECIALIST:
ANDREW DYBA

andrewd@wsrins.com
Phone: 530.662.9181
Fax: 530.662.6452

PRODUCT SPECIALIST:
KEVIN HOPPIN

kevinh@wsrins.com
Phone: 530.662.9181
Fax: 530.662.6452

Agriculture

WSR specializes in agri-business with roots in Northern California and beyond dating back to 1917. We have a proud tradition of protecting a wide variety of agri-business activities. Farmers face unique challenges and threats stemming from the changing seasons, labor force, and government regulations.

Our advisors want to build a narrative that recognizes you are more than what an equipment list, payroll, and claims history will tell. Creating a personal story typically leads to lower prices and better coverage so that you can focus on what you do best – running your business.

Our Service Commitment:

  • Meets State of California requirements

  • Approved by the California Fair Services Authority

  • Insurance provider is rated A+ XV by AM Best Company

  • No Liability Claim Deductible

  • Short & Easy application process

  • Insurance Certificates with quick turn around

  • All Policies issued with State/CFSA required Additional Insured Endorsements

Available Coverages:

  • Commercial Auto Commercial Auto

  • Commercial Trailer – Inland Marine

  • General Liability

  • Liquor Liability

  • Workers Compensation

  • Employee Benefits – Life & Health

  • Directors & Officers Liability

  • Umbrella Liability

PRODUCT SPECIALIST:
ANDREW DYBA

andrewd@wsrins.com
Phone: 530.662.9181
Fax: 530.662.6452

Non-Profits

WSR has a long history of supporting organizations that care for our community. We understand non-profit organizations have limited funds to support the service mission. Managing staff, hosting fundraising events, and changing funding sources all threaten an organization’s ability to serve the clients’ needs. Our team of professional agents understand your unique challenges and will deliver a cost-effective insurance plan that meets your unique organization’s needs.

We support organizations of any size and budget.

The following are some of the organizations we assist:

  • Social services

  • Hospice

  • Education and day care

  • Housing and shelters

  • Arts and cultural

  • Religious organizations

  • Healthcare

The following are coverages available to our non-profit organizations:

  • General and Excess Liability

  • Workers’ Compensation

  • Volunteers coverage

  • Professional Services Liability

  • Abuse and molestation

  • Directors & Officers Liability

  • Employment Practices Liability

  • Property coverage with business continuity planning

  • Owned and non-owned auto fleet

  • Cyber threat

  • Employee benefits – Life & Health

PRODUCT SPECIALIST:
TABB RANDOLPH

tabb@wsrins.com
Phone: 530.662.9181
Fax: 530.662.6452

PRODUCT SPECIALIST:
ANDREW DYBA

andrewd@wsrins.com
Phone: 530.662.9181
Fax: 530.662.6452

Technology

At WSR, we understand running a growing business is no easy task. The technology industry has increasing pressures to balance everyday tasks, long-term profitability, employee satisfaction, and customer demands. The last thing you need to worry about is whether your business threats are properly covered. Our professional advisors will craft a versatile insurance package that scales to the growth of your business.

Our coverage options for technology services include:

  • General Liability

  • Foreign Liability

  • Technology errors and omissions

  • Cyber threat

  • Directors & Officers Liability

  • Employment Practices Liability

  • Umbrella and excess Liability

  • Property insurance with business continuity planning

  • Workers’ Compensation

  • Employee Benefits – Life & Health

Key industries served:

  • Commercial Auto Commercial Auto

  • Commercial Trailer – Inland Marine

  • General Liability

  • Liquor Liability

  • Workers Compensation

  • Employee Benefits – Life & Health

  • Directors & Officers Liability

  • Umbrella Liability

PRODUCT SPECIALIST:
ANDREW DYBA

andrewd@wsrins.com
Phone: 530.662.9181
Fax: 530.662.6452

Apartment and Habitational Risks

WSR Insurance Services has written insurance for the habitational industry for many years. Through our strong partnerships with regional owners and property managers, we have grown our industry presence. WSR provides a complete and affordable insurance plan that takes care of everything from marketing your account to our partner carriers to protecting you from general liability habitability claims.

Our Service Commitment:

  • Consistent coverage analysis and recommendations

  • Access to multiple, A-rated insurance providers

  • Short & easy application process

  • Claims and loss control services

Available Coverages:

  • Property & Liability

  • Ordinance & Law

  • Business income loss of rents

  • Employment Practices Liability

  • Commercial Auto Liability

  • Umbrella Liability

  • Property Management Workers’ compensation

  • Flood

  • Earthquake

PRODUCT SPECIALIST:
KEVIN HOPPIN

kevinh@wsrins.com
Phone: 530.662.9181
Fax: 530.662.6452

PRODUCT SPECIALIST:
TOM SCARLETT

toms@wsrins.com
Phone: 530.662.9181
Fax: 530.662.6452

Safety Services

At WSR, our team of agents understand the best way to keep your workers’ compensation rates as low as possible is to prevent and minimize workplace injuries. We believe employee health and safety drives business productivity and profitability, so our services go beyond purchasing a workers’ compensation policy. Our holistic approach to effectively maintaining lower, long-term workers’ compensation costs involves assessing your operations and injury prevention practices, as well as assistance with regulatory compliance.

As a conscientious employer you can implement strategies to prevent most injuries but inevitably accidents will happen. It’s critical that your safety program involves everything from actively managing an injured worker to their quick and full-recovery. Our in-house claims manager will work with you, the treating physician, and the insurance company to get a positive result.

Our safety services include:

Injury & Illness Prevention Program (IIPP)
We direct you to the insurance carrier for their assistance in completing your written IIPP safety program.

Safety Recommendations
We assist you in contacting the insurance carrier and requesting ideas to help make the workplace safer and compliant with Cal/OSHA regulations.

Loss Analysis
We review past claims and losses to identify problem areas or trends that affect your workplace.

Safety Training
We conduct safety-training meetings for your employees and/or provide training topics and materials for your supervisors to use.

Sexual Harassment Training
We provide training in compliance with AB 1825.

To schedule a no-cost risk assessment, please contact our Safety Services Specialist:

CRIS ARMAS

carmas@wsrins.com
Phone: 530.662.9181
Fax: 530.662.6452