Contact Form
Commercial Insurance
Oops! Something went wrong while submitting the form.
Every business faces unique challenges from the changing economy, labor force, and regulations. WSR advisors aim to highlight that your value goes beyond just equipment lists, payroll, and claims history. By crafting a personal story, we can often secure lower prices and better coverage, allowing you to focus on running your business.
The best choice for your business that leaves you feeling stress free.
Provides protection against claims of bodily injury, property damage, and personal injury that occur on your business premises or as a result of your business operations.
Offers financial support and medical benefits to employees who are injured or become ill due to their job.
Protects businesses against losses resulting from cyberattacks, such as data breaches, hacking, and other forms of cybercrime.
Protects physical assets of the business, including buildings, inventory, and equipment, from risks such as fire, theft, and vandalism.
Protects businesses against claims made by employees related to employment practices, such as discrimination, harassment, wrongful termination, and other workplace issues.
Provides insurance for a business’s vehicle fleet, including cars, trucks, and vans used for business purposes.
Specifically covers tools and equipment used in the business, often vital for industries like construction or manufacturing.
Protects businesses from financial losses related to environmental damage, such as pollution or contamination.
Provides coverage for professionals against claims of negligence, errors, or omissions in the services they provide.
policies
WSR understands that each industry has unique risks and needs. That’s why we offer specialized insurance solutions for a variety of sectors.
At WSR, we understand that the construction industry has inherent risks and business challenges. Our expertise enables us to create a comprehensive plan that meets your unique needs. We deliver strategic insights into risk management, marketing creativity and extraordinary service so you can build confidently
WSR understands the manufacturing industry has many elements. There are potential risks in the daily operations, employees, and long-term profitability. At WSR, our professional agents work closely with you to understand your manufacturing process, analyze your unique risks, and craft an insurance plan that’s relevant and applicable to you. But, we don’t stop once a plan is put into place. We regularly keep you updated on new risk management philosophies. Your manufacturing policy is liquid and can easily adapt with your growing business.
WSR is proud to support the auto repair service industry because our local drivers depend on your quality workmanship. We provide a complete and affordable insurance plan that takes care of you and your valued customers. Damage to a customer’s vehicle, stolen equipment, or an unexpected accident can threaten your day-to-day operations and profitability. Let us manage your risk, so you can work on what’s most important to you.
At WSR, we understand running a growing business is no easy task. The technology industry has increasing pressures to balance everyday tasks, long-term profitability, employee satisfaction, and customer demands. The last thing you need to worry about is whether your business threats are properly covered. Our professional advisors will craft a versatile insurance package that scales to the growth of your business.
WSR Insurance Services has written insurance for the habitation industry for many years. Through our strong partnerships with regional owners and property managers, we have grown our industry presence. WSR provides a complete and affordable insurance plan that takes care of everything from marketing your account to our partner carriers to protecting you from general liability habitability claims.
Renewable energy projects face unique challenges, from complex equipment exposed to natural hazards to intricate construction operations. At WSR, we collaborate with you to understand your operations, mitigate risks, and design adaptable insurance solutions that protect your people, property, and investment—empowering your sustainable growth worldwide.
WSR has a long history of supporting organizations that care for our community. We understand non-profit organizations have limited funds to support the service mission. Managing staff, hosting fundraising events, and changing funding sources all threaten an organization’s ability to serve the clients’ needs. Our team of professional agents understand your unique challenges and will deliver a cost-effective insurance plan that meets your unique organization’s needs.
WSR Insurance Services is endorsed as the exclusive insurance provider for the Western Fairs Association and its members. Our Western Fairs Association insurance program is designed to provide insurance protection for Concessionaires, Exhibitors & Entertainers.
With strong roots in agriculture since 1917, WSR has a proud tradition of protecting a wide variety of agri-business operations. Our expertise and risk management services help vintners maintain manageable, predictable insurance costs without sacrificing proper protection. Wineries face unique challenges - insurance should not be one of them. Allow us to be your trusted advisor so you can focus on doing what you love.
At WSR, our agents know that keeping workers' compensation rates low starts with preventing workplace injuries. We believe that employee health and safety drive business productivity and profitability, so our services extend beyond just purchasing a policy. Our comprehensive approach includes assessing your operations, injury prevention practices, and ensuring regulatory compliance to maintain lower long-term costs.
As a responsible employer, you can implement strategies to prevent most injuries, but accidents can still occur. It's essential to have a safety program that actively manages injured workers and supports their quick recovery. Our in-house claims manager collaborates with you, the treating physician, and the insurance company to achieve the best outcomes.
Injury & Illness Prevention Program (IIPP)
We direct you to the insurance carrier for their assistance in completing your written IIPP safety program.
Safety Recommendations
We assist you in contacting the insurance carrier and requesting ideas to help make the workplace safer and compliant with Cal/OSHA regulations.
Loss Analysis
We review past claims and losses to identify problem areas or trends that affect your workplace.
Safety Training
We conduct safety-training meetings for your employees and/or provide training topics and materials for your supervisors to use.
Sexual Harassment Training
We provide training in compliance with AB 1825.
We conduct a coverage audit of your policy and compare it to your operational needs. If you are under-insured or even over-insured, we will recommend appropriate coverage for your operation.
Our team has established long-standing relationships with insurance companies that allow us to pre-negotiate preferred pricing for your business.
From the initial consultation to ongoing support, our dedicated team is here to guide you through every step of the insurance process. We pride ourselves on being responsive, accessible, and proactive in addressing your needs and concerns.
Discover tailored insurance options designed to meet the diverse needs of individuals and businesses alike. Click below to find out more about each category.
At WSR Insurance, our clients are at the heart of everything we do. We pride ourselves on providing exceptional service and tailored solutions to meet your unique needs. In this section, you’ll find genuine feedback from our valued customers, sharing their experiences and insights. From our responsive support team to our comprehensive coverage options, hear firsthand how we’ve made a difference in their lives. We invite you to read their stories and see why so many trust WSR Insurance for their insurance needs!
I am thrilled to share my experience working with Wraith, Scarlett & Randolph (W.S.R.) From the very beginning, their professionalism and commitment to excellence stood out. W.S.R.’s ability to communicate effectively makes a significant difference. One of the highlights is the attention to detail and passion for their work resulting in meeting deadlines on a consistent basis. I wholeheartedly recommend W.S.R. to anyone looking for benefits, insurance, etc. They not only deliver results but also make the continuing process enjoyable and stress-free.
When the decision was made to find a local insurance agent for the needs of our Yolo County business, we turned to Wraith Scarlett & Randolph Insurance. They were particularly diligent in their determination of coverages and classifications across the policies we require and were able to provide us with very competitive rates. The team at WSR is efficient, responsive and knowledgeable, providing a professional experience with hometown ease.
Making a living in an industry that is completely dependent on weather, we knew we needed to find someone to help us manage our risk. Choosing to work with WSR has been one of the finest business decisions Stayer’s Quality Queens has made. WSR and their team have streamlined the process of providing Crop Insurance and made it easy to understand.
After one year of working with WSR on my lack of rainfall insurance, I have a much clearer understanding of the program. One of the things I appreciate most about WSR is their diligent attention to detail and the time they put on scrutinizing every grid and interval of my policy. WSR has written my policy to put me in a position where I am appropriately managing the weather-related risk involved with my business without adding unnecessary risk with my insurance.
WSR’s knowledge and service is exceptional. These have been very valuable tools for our operation in these new times, to help mitigate risk. Highly recommend to anyone.
