Crop Insurance
Provides financial protection to farmers against losses due to natural disasters, adverse weather, or price fluctuations. It helps stabilize farm income by covering losses from reduced yields or lower market prices.
Policies
Risk management tools that work for you.
The best choice for your business that leaves you feeling stress free.
Pasture, Rangeland, & Forage Protection (PRF)
This is an exciting relatively new risk management tool that allows farmers and ranchers to offset unexpected feed production costs due to lack of rainfall.
Rainfall Based Coverage- Flexible Coverage Periods
- Index-Based Payments
- Customizable Coverage Levels
- Area-Based Policy Using Grid System
Livestock Risk Protection (LRP)
Offers financial protection against falling livestock prices to help stabilize income and manage price volatility.
- Available Year Round
- Flexible Coverage Options
- Up to 55% Subsidized Premiums
- No Up-Front Cost to Apply
- Insure from 1 - 12,000 Head
Whole Farm Revenue Protection (WFRP)
This is an exciting relatively new risk management tool that allows farmers and ranchers an opportunity to insure their revenue for their entire operation.
- Comprehensive Coverage
- Flexible Revenue Guarantee
- Revenue and Yield Protection
- Subsidized Premiums
Multi Peril Crop Insurance (MPCI)
Protects against loss of yield/revenue due to natural causes.
- Federally Subsidized
- Covers Most Crops in the US
- Customizable Coverage Levels
- Efficient Stacking Options provided by WSR
Pasture Fire Protection
Protection to ensure the acres you use for grazing livestock are covered if you experience losses due to a fire.
Annual Forage
Helps manage risk associated with lack of rainfall for annual crops.
- Rainfall-Based Coverage
- Comprehensive Coverage
- Subsidized Premiums
Why choose WSR insurance?
Independent Expertise
As a fully independent agency, we offer unbiased advice and tailored solutions without the constraints of corporate interests. Your needs drive our recommendations.
Community Focus
We prioritize our local community, treating our clients like neighbors and friends. Our commitment to your success means we’re invested in helping you thrive.
Collaborative Approach
Our team-oriented management style ensures that every member contributes to your experience. This collaboration leads to personalized service and comprehensive support for all your insurance needs.
Integrity and Trust
With a foundation built on integrity and honest hard work, you can trust us to act in your best interest. Our industry expertise empowers us to provide you with reliable guidance and effective risk management.
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Insurance that
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Discover tailored insurance options designed to meet the diverse needs of individuals and businesses alike. Click below to find out more about each category.
What people say about WSR insurance
At WSR Insurance, our clients are at the heart of everything we do. We pride ourselves on providing exceptional service and tailored solutions to meet your unique needs. In this section, you’ll find genuine feedback from our valued customers, sharing their experiences and insights. From our responsive support team to our comprehensive coverage options, hear firsthand how we’ve made a difference in their lives. We invite you to read their stories and see why so many trust WSR Insurance for their insurance needs!
Michelle Connor
profound recovery solutions
I am thrilled to share my experience working with Wraith, Scarlett & Randolph (W.S.R.) From the very beginning, their professionalism and commitment to excellence stood out. W.S.R.’s ability to communicate effectively makes a significant difference. One of the highlights is the attention to detail and passion for their work resulting in meeting deadlines on a consistent basis. I wholeheartedly recommend W.S.R. to anyone looking for benefits, insurance, etc. They not only deliver results but also make the continuing process enjoyable and stress-free.
Kimberly Baertsch
Valley Hydraulics & Machine, Inc.
When the decision was made to find a local insurance agent for the needs of our Yolo County business, we turned to Wraith Scarlett & Randolph Insurance. They were particularly diligent in their determination of coverages and classifications across the policies we require and were able to provide us with very competitive rates. The team at WSR is efficient, responsive and knowledgeable, providing a professional experience with hometown ease.
Matt & Sara Stayer
Stayer Quality QUeens
Making a living in an industry that is completely dependent on weather, we knew we needed to find someone to help us manage our risk. Choosing to work with WSR has been one of the finest business decisions Stayer’s Quality Queens has made. WSR and their team have streamlined the process of providing Crop Insurance and made it easy to understand.
Patrick Wilbanks
Wilbanks Apiaries, Inc.
After one year of working with WSR on my lack of rainfall insurance, I have a much clearer understanding of the program. One of the things I appreciate most about WSR is their diligent attention to detail and the time they put on scrutinizing every grid and interval of my policy. WSR has written my policy to put me in a position where I am appropriately managing the weather-related risk involved with my business without adding unnecessary risk with my insurance.
Donald Doverspike
Hotchkiss company
WSR’s knowledge and service is exceptional. These have been very valuable tools for our operation in these new times, to help mitigate risk. Highly recommend to anyone.